保證貸款

• Although security does not assure that the loan will repaid , it does reduce the risk , because the bank becomes a preferred creditor in the event of liquidation , and takes procedure over general creditors in the liquidation of any assets pledged to the bank as collateral
  雖然抵押并不保證貸款必將得到償還，但它能夠減少風險，這是因為對以擔保品形式抵押給銀行的任何資產，銀行可優先于一般的債權人得到清償，成為清償中的優先債權人。