We hope the rfp exercise will help identify a suitable business partner or contractor for hkpca , who will be better placed to develop new value - added services and e - commerce applications that can drive the utilisation of e - certs and engender a self - financing operation 我們相信私營機構應可更有效地開發新的增值服務及電子商業應用方案，從而提高電子證書服務的使用率及達致財政自給的營運模式。
Up to now the main operation of our commercial banks is still deposit & loan providing , which takes above 90 percent of the total banking revenue ( meanwhile in the usa , the proportion is only 60 percent ) . while the national economic growth along with the increase of people ' s living standard , as well as the consumption - stimulating policy of our government , will all provide a broad space for the individual financing operation development of our country ' s commercial banks 我國商業銀行目前的主營業務仍是存貸款業務，目前該項業務的收入占總收入的90以上(在美國，這個比例僅為60 ) ，這在金融業即將發生巨變的今天，很顯然已不能適應可持續發展的要求，銀行勢必要通過開發其它業務獲得新的利潤增長點。
As vice president of global sales finance , julio is responsible for managing all of google s sales - related finance operations , including revenue forecasting , expense budgeting , partner deal modeling , sarbanes - oxley compliance , sales team quota - setting , as well as sales operational analysis and reporting for senior management Miriam目前帶領google的法律團隊，負責企業商業國際與技術上的運作。早期她擔任副法律總顧問一職，管理公司的商業與策略結盟實務操作。 miriam也為google建立許多策略伴關系，其中包括aol和aol歐洲，以及早期的伴如yahoo
The implementation of operational security was illustrated by the practice of personal operations , public operations and bank certificates operations , etc . under the endeavors of the author and other colleagues , through the using of call center system as the operation working platform and the website www . 95599bj . com . cn as the main accessing net station for clients , e - banking system of beijing agriculture bank has successively developed such services as finance information , introduction for financial products , enterprise and personal finance operation disposals , bank certificates operations , funds , long - term trade for foreign exchange , internet electricity purchasing , capital checking bulletins for administration for industry and commerce , integrated financing cards , the opening of all the above services has built up a favorable image for our bank 目前，北京農行網上銀行系統以已經投產的callcenter系統為業務處理平臺，以我行www . 95599bj . com . cn站點為對外客戶訪問的主網站，相繼開通了金融信息、金融產品知識介紹、企業和個人金融業務處理、銀證通業務、基金、外匯買賣遠期交易、網上購電、工商局驗資公示、綜合理財卡等服務，為我行樹立了良好形象。最后，本文提出了網上銀行系統業務的不足之處，提出了學習信息安全的收獲及我國網上銀行業務發展對策。
Based on the seco nd and third part , the last part of this thesis prospects a bright development future trend of the individual financing operation in chinese commercial banks . future individual financing operation will be more comprehensive , net - based , brand - constructed and individual , also will be charged 第四部分是在針對第二部分我國商業銀行開展個人理財業務過程中存在的問題以及第三部分提出的可采取的相應措施策略的基礎上，展望了我國商業銀行個人理財業務未來的發展趨勢。
Secondly , on the basis of the harmfulness of personal credit ' s problem to banks that develop individual finance operations and its existing circumstance , the paper discuss the different layers of the reason that cause credit problem of bank - individual relations . and the obstacles of resolving the crisis are argued 接著，文章從我國個人信用問題對銀行開展個人金融業務的危害性以及現狀出發，力圖找出導致這種現象的原因(淺層的和深層的) ，以及目前解決這種現象的障礙因素。
Beginning with the definition , the main contents of the first part are about the basic principles and general introductions of individual financing operation . following the definition of individual financing operation are its significance and classification , the evolvement process of individual financing operation is also mentioned in this part 介紹了個人理財業務的概念，分析了我國商業銀行開展個人理財業務的意義，介紹了個人理財業務的品種劃分，并從理財品種、理財手段、理財服務方式三個方面闡述了我國商業銀行開展個人理財業務的演變過程。
Since 2001 the government has issued a series of policies , such as notice of people ’ s bank of china on regulating housing finance operation , notice on more enhancing real estate generic credit operation management , direction on risk management of commercial bank real estate generic loan and so on , standardizing real estate market and step to step contracting loan about real estate corporation 為了防范銀行風險,自2001年,國家出臺了一系列政策: 《中國人民銀行關于規范住房金融業務的通知》 、 《關于進一步加強房地產信貸業務管理的通知》 、 《商業銀行房地產貸款風險管理指引》等規范房地產市場,逐步緊縮對房產企業各環節的貸款。但是,一直以來銀行信貸是房產企業主要的融資渠道,這些金融政策在很大程度上直接影響了房產企業的經營。
The system uses uml method to analyze , and then create the function model and object model . the system is divided into two sub - systems according to its function . they are culture operation and finance operation . every one of they can be divied into some sub - systems which are independent of each other , but works with 系統采用uml方法進行系統分析，建立系統的功能模型和對象模型，通過建立模型，更好的全面理解系統。系統在功能上分為文物業務和財政業務兩大部分，這兩個部分又分為幾個子模塊，各個模塊的功能相對獨立，但在整個系統中關聯又十分緊密。
